根植红色沃土 情暖千家万户

Core Viewpoint - The article highlights the commitment of Xishui Rural Commercial Bank to integrate party leadership with business operations, emphasizing its role in supporting local agriculture and rural development through innovative financial services and community engagement [5][9][13]. Group 1: Party Leadership and Governance - Xishui Rural Commercial Bank emphasizes the importance of party leadership as the foundation of its governance, incorporating party work requirements into its company charter and establishing a governance framework that ensures party discussions precede major business decisions [6][7]. - The bank has developed a governance system known as "One List and Four Rules," which clarifies decision-making responsibilities and integrates party leadership into all governance processes, ensuring systematic and procedural compliance [6][7]. Group 2: Community Engagement and Service Innovation - The bank has established a "Party Building + Business" model, integrating party activities with business operations to enhance community engagement and address local needs effectively [7][9]. - Xishui Rural Commercial Bank has initiated various community service activities, including financial education programs and support for migrant workers, demonstrating its commitment to extending financial services beyond traditional banking environments [8][12]. Group 3: Financial Support for Agriculture - The bank has actively supported local agricultural development by providing tailored financial products such as "Pig Loans," "Sheep Chain Loans," and "Beef Loans," which cater to the specific needs of local farmers [9][11]. - In 2025, the bank provided over 250 million yuan in credit support to more than 1,000 farmers, significantly contributing to the growth of local agricultural industries [9][11]. Group 4: Financial Literacy and Accessibility - Xishui Rural Commercial Bank has implemented initiatives to improve financial literacy among rural residents, including mobile services and community workshops that address various financial topics [12][13]. - The bank's efforts to facilitate access to financial services have resulted in a significant increase in loan processing efficiency, with a daily average of 300 loans processed, enhancing its reputation as a "red bank" in the community [13].