5 financially independent investors share their top wealth-building advice as we head into 2026

Core Insights - Economic uncertainty and market volatility have influenced Americans' financial perspectives in 2025, yet the pursuit of financial independence remains a consistent goal for many [1] - As 2026 approaches, five financially independent investors shared effective wealth-building strategies and valuable advice for others [2] Group 1: Wealth-Building Strategies - Investors emphasize the importance of tracking net worth, house hacking, and leveraging multiple income streams as key strategies for wealth accumulation [4] - Dexter Zhuang, a proponent of the Coast FIRE movement, highlights the necessity of determining a specific financial goal or "number" to guide wealth-building efforts [6][7] - Zhuang utilized an online calculator to assess his financial situation and establish a plan to achieve his retirement goals, focusing on saving and earning more [7] Group 2: Financial Mindset - Ramit Sethi, a personal finance author, advises individuals to shift their focus from minor expenses to significant financial questions that impact long-term wealth [9] - Sethi categorizes minor financial concerns as "$3 questions" and encourages a focus on "$30,000 questions" that address savings rates, debt payoff timelines, and retirement goals [9]