2026年,“咬牙买房”还是“趁早卖房”?内行人给出了3大建议

Core Viewpoint - The real estate market in 2026 is at a critical transition point, moving from an expansionary model to a focus on inventory optimization, influenced by policies aimed at controlling supply, reducing inventory, and improving quality [1][3] Policy Insights - The central economic work conference emphasizes a tailored approach to real estate policies, focusing on controlling supply, reducing inventory, and improving quality based on local conditions [3] - The market is shifting to a stage dominated by existing inventory, with improved demand becoming the main market driver, leading to a significant increase in second-hand housing transactions [3] Recommendations for Home Buyers - The first recommendation is to make decisions based on needs rather than blindly purchasing; the focus should be on the essence of housing and policy benefits [5] - For first-time buyers, 2026 presents a favorable window with lower mortgage rates, making it essential to prioritize living needs over chasing the lowest price [5][6] - Improvement buyers should focus on quality upgrades and choose properties in areas with population inflow and solid industry support [6] Recommendations for Home Sellers - The second recommendation advises against rushing to sell; sellers should assess the liquidity and appreciation potential of their assets [8] - Properties in core urban areas with strong demand should be held long-term unless immediate cash is needed, while ordinary assets in less desirable areas may be sold to avoid further depreciation [8][9] - Low-quality assets in less favorable locations should be sold promptly to avoid significant losses as market conditions worsen [9] Market Trends and Pitfalls - The third recommendation highlights the importance of understanding the core logic of the inventory era and avoiding pitfalls during the transition [10] - Buyers should avoid chasing low-priced properties that lack quality and amenities, as these may become "permanent assets" [10] - Sellers should not hold onto low-quality assets in hopes of a market recovery, as current policies focus on stabilizing the market rather than increasing prices [10] Conclusion - The choices between buying and selling in 2026 hinge on a comprehensive assessment of needs, asset quality, and market trends, emphasizing rational decision-making [11] - The transition from an expansionary to an inventory-focused market requires a shift in perspective, prioritizing long-term value and stability over short-term gains [11]