北京楼市新政落地后首个周末 新房咨询、二手房带看显著增多

Group 1 - The core viewpoint of the news is that the new policy issued by Beijing's housing and urban-rural development committee aims to optimize real estate regulations to promote a stable and healthy market, effective from December 24 [1] - The policy adjustments include changes to purchase restrictions, commercial personal housing loan policies, and a reduction in the down payment ratio for public housing loans [1] - Following the implementation of the new policy, there has been an increase in market activity, with both viewing and visiting volumes rising in the new and second-hand housing markets [1][2] Group 2 - Real estate agents reported a significant increase in inquiries and viewings, particularly from first-time buyers and those interested in quality projects, indicating a positive market response [2] - The policy is expected to have a long-term positive impact on the housing market, with analysts suggesting that the effects will become more apparent in the first and second quarters of the following year [3] - The new policy allows banks to set mortgage rates without differentiating between first and second homes, potentially offering lower rates for second home buyers, with estimates showing a reduction of 20 to 40 basis points [3]