德州｜德州居民医保基金今年已支出40亿余元，惠及近196万人

Core Insights - The healthcare fund in Dezhou has spent over 4 billion yuan this year, benefiting nearly 1.96 million residents [1][3] - The case of a resident, Xie Chunhua, illustrates the importance of health insurance in covering significant medical expenses, with total costs exceeding 400,000 yuan, of which nearly 200,000 yuan was reimbursed by the resident insurance and over 23,000 yuan by the Dezhou Huimin Insurance [2][3] Group 1 - The Dezhou healthcare fund has disbursed 4.41 billion yuan this year, aiding 1.9594 million people [3] - The insurance model involves a small personal contribution of 400 yuan, supplemented by 700 yuan from various levels of government, emphasizing the cost-effectiveness of the program [3] - The local government has improved the insurance enrollment process and service delivery, including multiple online payment channels and in-person assistance at local service centers [3][4] Group 2 - Targeted outreach programs have been established for the elderly and digitally challenged populations, ensuring accessibility to healthcare services [4] - Special policies for students have been introduced, reducing the payment standard to 240 yuan and increasing outpatient reimbursement limits [4] - The city has built a comprehensive healthcare service network with 1,864 grassroots insurance workstations, ensuring coverage at all administrative levels [4]