中国人寿寿险公司参与承办长期护理保险项目超70个

Core Viewpoint - The 20th Central Committee's Fourth Plenary Session outlines the "14th Five-Year" strategic tasks, emphasizing the importance of enhancing pension systems and services, which provides fundamental guidance for the development of pension financing over the next five years [1] Group 1: Pension Fund Management - China Life is leveraging its comprehensive financial advantages to enhance pension fund reserves and explore new models for pension services, thereby integrating financial resources into the pension sector [1] - The company adopts a "one increase, one decrease" strategy to enrich pension funds, focusing on professional investments to grow reserves and reduce individual pension burdens through various insurance products [2][4] - As of Q3 2025, China Life's pension insurance company has provided investment management services for over 75 billion yuan in basic pension insurance funds, ranking high in specific investment portfolios [3] - The cumulative scale of enterprise annuities and occupational annuities managed by China Life exceeds 2.1 trillion yuan, maintaining the industry's leading position [3] Group 2: Insurance Products for Seniors - China Life has launched a series of insurance products tailored for the elderly, including "Silver Age Health" and "Silver Age Peace," which cover various risks such as death, accidents, and medical expenses [4] - The company has participated in over 70 long-term care insurance projects, contributing valuable experience to national long-term care insurance schemes [4] Group 3: Quality Service in Elderly Care - China Life's "Guoshou Jiayuan" brand focuses on creating a comprehensive elderly care service system that integrates institutional, community, and home care [5][6] - The company has established various types of elderly care communities across multiple cities, including high-quality integrated care complexes and community-based care projects [6][8] - The "Guoshou Jiayuan" community incorporates advanced medical facilities and services, addressing the challenges of healthcare access for the elderly [7] Group 4: Economic Impact and Innovation - The silver economy is expanding, with over 77,600 companies registered in the elderly products and services sector by 2024, indicating a shift from a "sunset industry" to a "sunrise industry" [9] - China Life is actively investing in the silver economy, establishing a 10 billion yuan fund to support systematic investments in this sector [11] - The company is also developing a debt investment plan focused on elderly care real estate, aiming to create comprehensive shopping and service centers for seniors [11] Group 5: Strategic Vision - China Life aims to transform the concept of "pension" into "enjoyment of old age" by providing comprehensive, high-quality, and inclusive financial services for the elderly [12]