俄银行拓展境外移动支付服务

Core Insights - Russian credit institutions are actively developing international mobile payment platforms to provide customers with new tools for overseas payments [1][2] - The introduction of QR code payment functionality by Sberbank in China allows customers to shop in the local retail network without needing a local bank account or foreign bank card [1] - As of early 2025, Alipay and its global version Alipay+ are expected to have over 90 million partner merchants across 66 countries, making China a significant market for Russian banks [1] Group 1 - Sberbank's QR code payment system has been successfully tested and allows for transparent transactions with pre-displayed fees and exchange rates [1] - Other Russian banks, such as VTB and MTS, have also launched similar QR payment services in Turkey, Vietnam, and Thailand, indicating a growing trend [2] - The adoption of local standards for QR payments in different countries enhances the usability of these services for Russian citizens traveling abroad [2] Group 2 - Experts highlight the strategic importance of these payment solutions in the context of increasing restrictions on foreign card transactions for Russians [2][3] - Despite potential limitations such as high exchange fees and partial merchant support, the demand for secure non-cash payments is driving the attractiveness of this technology [3] - The expansion of QR payment services is expected to include both individual and business users, enhancing the competitiveness of Russian banks on the global stage [3]