Zhong Guo Jin Rong Xin Xi Wang·2025-12-29 06:38Group 1 - The core idea of the news is the launch of the "Relief Insurance" program by China Life Insurance Guangxi Branch in collaboration with local government to provide financial protection for vulnerable groups such as urban and rural subsistence allowance recipients and special care recipients [1][2] - The program aims to establish a multi-layered protection system combining government support and insurance to address the shortcomings in social security [1][2] - As of November 2025, the program has successfully included 6,639 special care recipients and 17,074 subsistence allowance recipients in Beihai City under the "Relief Insurance" coverage [1] Group 2 - The "Relief Insurance" program is designed to create a long-term mechanism of "government guidance, financial subsidies, and insurance operation" to match central enterprise resources with local social needs [2] - The program offers affordable risk protection with a premium of 90 yuan per year for special care recipients (fully subsidized by the government) and 45 yuan for subsistence allowance recipients (partially subsidized) [3] - Coverage includes critical illness insurance (up to 6,000 yuan), hospitalization allowances (50 yuan/day, up to 9,000 yuan annually) for special care recipients, and differentiated critical illness coverage for subsistence allowance recipients [3] Group 3 - The program emphasizes efficiency and accessibility through technology and streamlined processes, ensuring that insurance services are more effective and user-friendly [4] - A closed-loop operation is established for enrollment, where the government provides the list of insured individuals, eliminating the need for self-reporting by the public [4] - The program includes a 24-hour reporting hotline and a green channel for claims, ensuring prompt payment in emergencies and home service for those unable to collect claims [4]