泰康种牙无忧保：齿险闭环破局长寿时代种牙焦虑

Core Insights - The launch of "Taikang Dental Worry-Free Insurance" in October 2022 has provided full compensation and free re-implantation for over 86,000 customers, offering more than 700 million yuan in risk protection [1][4] - The product will be upgraded to version 2.0 in August 2025, focusing on post-operative care and providing comprehensive protection throughout the dental implant process [1][4] Policy and Market Demand - The aging population in China has reached 280 million, with a high tooth loss rate among those aged 65-74, creating a significant demand for dental implants [4] - The introduction of national policies in 2023 has led to a reduction in the average price of imported dental implants by over 50%, making dental implants more affordable [4][5] Industry Challenges - Despite lower prices, concerns about quality and aftercare have emerged, with patients facing issues like lack of post-operative support and maintenance [5] - The need for a systematic guarantee plan in the dental implant market is highlighted, as long-term success relies heavily on professional maintenance [5] Industry Trends - The insurance protection system is evolving from "post-event compensation" to "full-cycle protection," addressing the lack of post-operative guarantees [7] - Digital technology is transforming dental services, enhancing patient engagement and operational efficiency through smart systems and real-time communication [8] - The importance of post-operative care is emphasized, with regular maintenance significantly reducing the risk of complications and improving long-term success rates [9] Implementation of Innovations - The "Taikang Dental Worry-Free Insurance 2.0" version introduces faster claims processing and a lifetime maintenance plan, enhancing patient experience and care management [11] - The model aims to integrate insurance with ongoing care, fostering a proactive approach to long-term health management in the dental industry [11][14] Conclusion - The evolution of "Taikang Dental Worry-Free Insurance" aligns with the industry's shift from price accessibility to value enhancement, addressing key consumer concerns and promoting long-term health management [14]