Bank Of Shanghai(SH:601229) Zhong Guo Jin Rong Xin Xi Wang·2025-12-29 08:12Core Viewpoint - Shanghai Bank has evolved over 30 years to become a systemically important bank, actively supporting local economic development and embodying the mission of "making life better through finance" [1][4]. Group 1: Support for Local Economy - Shanghai Bank has consistently aligned with the development of Shanghai, supporting major projects and local economic growth through initiatives like the expedited approval "green channel" for financing [2][4]. - The bank has financed over 180 major projects with a total investment exceeding 23 billion yuan since 2025 [2]. - In December, Shanghai Bank restructured its organizational framework to enhance regional competitiveness, planning to inject 300 billion yuan in credit into the Shanghai area by 2026 [4]. Group 2: Long Triangle Integration - Shanghai Bank is focusing on the Yangtze River Delta integration strategy, establishing a committee to enhance financial services in the region [4][5]. - The bank has supported significant infrastructure projects in the Yangtze River Delta, with investments exceeding 27 billion yuan since 2025 [5]. - The bank aims to serve major projects, key industry transformations, and social development in the region [5]. Group 3: Support for SMEs - Shanghai Bank has positioned itself as a "main bank for SMEs," providing over 320 billion yuan in credit to more than 130,000 small and micro enterprises [6][7]. - The bank has innovated financing solutions, such as the "small and micro enterprise policy guarantee credit model," to facilitate access to funding for SMEs [6]. - The bank's "upstream e-chain" system connects core enterprises with their suppliers, providing nearly 500 million yuan in funding support to over 100 small suppliers [7]. Group 4: Services for Urban Residents - Shanghai Bank has developed services tailored for urban residents, including the "Silver Shield" project to protect elderly clients from fraud, successfully preventing losses of 1.7 million yuan [8][12]. - The bank has established over 300 "Beautiful Life Studios" to offer educational courses for the elderly, enhancing community engagement [10]. - The bank has integrated financial services with daily life, creating a "15-minute beautiful life circle" to improve service accessibility [12]. Group 5: Technological Innovation in Financial Services - Shanghai Bank has launched a "12345" technology financial service system to support tech enterprises, with a loan balance nearing 200 billion yuan, reflecting a growth of over 16% year-on-year [14]. - The bank has established five specialized technology branches and a research institute to enhance its understanding of industry needs [13][14]. - The bank has developed an AI trading system for bond market transactions, achieving over 90% accuracy in key factor identification [14][15]. Group 6: Global Reach and Future Vision - Shanghai Bank has partnered with 840 correspondent banks across 72 countries, facilitating over 500 billion yuan in cross-border RMB settlements [15]. - The bank aims to enhance customer experience and value creation while maintaining a commitment to social responsibility and high-quality development [15].