Core Viewpoint - Gansu Bank plans to alleviate its non-performing asset pressure by publicly auctioning debt assets valued at approximately RMB 175 million, ultimately agreeing to transfer these assets to Gansu Asset Management for RMB 102 million, resulting in an expected loss of about RMB 53.88 million [1][2]. Group 1: Asset Transfer Details - The debt assets being transferred include the principal balance and interest totaling approximately RMB 175 million as of the transaction benchmark date [1]. - The transfer agreement includes all rights, interests, and benefits related to the debt assets, including the right to collect payments and pursue legal remedies [1]. - The transfer is part of a strategy to enhance asset quality and support the bank's high-quality development [1]. Group 2: Financial Implications - The expected loss from the asset transfer is approximately RMB 53.88 million, calculated as the difference between the transfer price of RMB 102 million and the book value of RMB 156 million [2]. - Proceeds from the asset transfer will be utilized for the bank's general operating funds [2]. Group 3: Auction Process - The asset transfer was conducted through a public auction, inviting six asset management companies qualified for bulk acquisition of financial non-performing assets [2]. - Gansu Bank followed the regulatory framework for the bulk transfer of non-performing assets, ensuring compliance with legal requirements [2].
甘肃银行(02139)拟1.02亿元转让债权资产予甘肃资管