digihuman(BJ:835670) Xin Lang Cai Jing·2025-12-29 09:48Core Insights - The People's Bank of China has introduced an action plan to enhance the management and service system of digital RMB, with a new framework set to launch on January 1, 2026 [1][2] - From January 1, 2026, digital RMB wallet balances will earn interest similar to demand deposits, marking a transition from "digital cash" to "digital deposit currency" [1][2] - China will become the first economy to pay interest on central bank digital currency (CBDC) balances, which is expected to increase user adoption and expand usage scenarios for digital RMB [1][2] Data Summary - As of the end of November 2025, digital RMB has processed a total of 3.48 billion transactions, amounting to 16.7 trillion yuan [1][2] - The digital RMB app has opened 230 million personal wallets, with 18.84 million unit wallets established [1][2] - The mBridge platform has handled 4,047 cross-border payment transactions, with a total transaction value equivalent to 387.2 billion yuan, where digital RMB accounts for approximately 95.3% of the transaction volume across currencies [1][2]