中银理财黄党贵:建议提高中长期限产品发行比例 拓宽跨境理财业务
Feng Huang Wang Cai Jing·2025-12-29 10:48

Core Viewpoint - The chairman of Bank of China Wealth Management, Huang Danggui, emphasized the need for wealth management companies to accelerate their professional and market-oriented transformation to better align with the high-quality development goals of the 14th Five-Year Plan [1][2] Group 1 - Wealth management companies should act as a bridge linking investment and financing more closely, focusing on expanding their positioning based on current conditions, particularly in direct and equity investments, which are currently underrepresented in their portfolios [1] - The development of multi-asset allocation and "fixed income plus" products is essential for enhancing the quality of service to the real economy and providing higher returns to clients in a low-interest-rate environment [1] - Strengthening the layout of medium- to long-term products and developing differentiated services is crucial, as the client base seeks stable returns, and longer product durations can help mitigate market volatility [1] Group 2 - Three suggestions were made for achieving high-quality development in the wealth management industry: optimizing business structure to encourage medium- to long-term products, promoting cross-border wealth management services, and enhancing investment capabilities to diversify product offerings [2]