Thinking of ditching Medicare Advantage? Here’s why John Oliver and Suze Orman say you should. But are they right?

Core Argument - Influential figures like John Oliver and Suze Orman are urging older adults to reconsider their Medicare Advantage (MA) plans, highlighting significant flaws in the system [3][5]. Group 1: Criticism of Medicare Advantage - John Oliver criticized MA in a 31-minute segment, describing it as "woefully insufficient," with issues such as denials, delays, and high costs to taxpayers [3]. - Oliver accused major insurers of inflating patient risk scores to increase federal payments and using restrictive networks to limit care [3][4]. - Suze Orman warned that major insurers are terminating or consolidating plans for 2026, which could leave older adults vulnerable to unexpected changes in premiums, networks, and benefits [5]. Group 2: User Experience and Affordability - Despite criticisms, some MA users report satisfaction with their plans, citing low annual copay costs, with one user stating they have never spent more than $200 or $300 in a year [6].