保费破百亿元！人保财险广州市分公司全力护航经济民生

Core Viewpoint - The China People's Property Insurance Company Guangzhou Branch (referred to as "PICC Guangzhou Branch") is committed to the principle of "People's Insurance Serves the People," focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, to support high-quality economic development and enhance public welfare [1][22]. Technology Finance - PICC Guangzhou Branch has become a leader in intellectual property insurance, providing critical support for technology companies facing overseas patent infringement disputes, with over 500 companies served and risk coverage exceeding 1 billion yuan by 2025 [4][25]. - The company has launched specialized insurance products for the automotive chip industry and low-altitude economy, including the first "low-altitude aircraft exclusive insurance" in China, providing over 320 million yuan in risk coverage for related enterprises [5][26]. - By the end of 2025, PICC Guangzhou Branch has provided risk protection for over 4,300 technology enterprises, amounting to 1.19 trillion yuan, effectively supporting the development of new productive forces [6][27]. Green Finance - The company has provided over 12 billion yuan in risk coverage for various clean energy projects, including wind, solar, and energy storage, and has introduced innovative insurance products for electric vehicle charging stations [9][30]. - PICC Guangzhou Branch has developed comprehensive insurance products for forestry carbon sinks and has collaborated with banks to create new models for carbon emission rights pledge loans, addressing financing challenges for green projects [9][30]. - The company is actively involved in agricultural green development, launching the first "Litchi Full Lifecycle Protection Project" in China, which aims to enhance financial support for specialty agriculture [10][31]. Inclusive Finance - The "Agricultural Revitalization Loan" product has provided significant financial support to farmers, with nearly 20 million yuan disbursed by 2025, helping to alleviate funding challenges in rural areas [12][34]. - PICC Guangzhou Branch has established a comprehensive insurance service network for agriculture, offering specialized products to support farmers' income and addressing financing difficulties for small and micro enterprises [12][34]. - The company has played a crucial role in social governance, providing insurance solutions for various community needs, including coverage for new employment forms and special groups [13][35]. Pension Finance - The company has enhanced its pension financial products, integrating medical insurance with commercial insurance to provide comprehensive coverage for the elderly [14][37]. - By 2025, PICC Guangzhou Branch has upgraded its services to include innovative products that cover 104 types of new drugs and medical devices, reducing the financial burden on patients [14][37]. - The company has received recognition for its innovative approaches in smart medical insurance, contributing to efficient fund management and disease protection for specific populations [15][38]. Digital Finance - PICC Guangzhou Branch has utilized technology for risk prevention, employing drones and AI for safety inspections during major events, providing over 100 billion yuan in coverage for the 15th National Games [17][41]. - The company has introduced digital tools like the "Trade Risk Map," enabling businesses to assess global market risks and enhance their competitiveness [18][42]. - In rural revitalization, the company has established an AI-driven disaster reduction management platform, significantly reducing operational costs and pesticide use for farmers [19][43]. Future Outlook - The company aims to continue its growth trajectory, focusing on technological innovation, expanding green finance products, optimizing pension services, and enhancing inclusive finance to better serve the community and support Guangzhou's development goals [21][44].