美容贷、直播洗钱、养老诈骗：一部微短剧拆解的经济犯罪陷阱

Group 1 - A counterfeit currency crime gang was dismantled in Jiangcheng, which is linked to the "outstanding entrepreneur" Gao Tianyu [1] - Gao Tianyu's company, New Universe Group, promotes a retirement investment project with an annualized return of up to 20%, targeting elderly individuals with low-risk, high-return promises [1] - The company also markets medical beauty projects and beauty loan financial products, attracting young female students who later become involved in money laundering activities [1] Group 2 - The "beauty loan" scheme, depicted in the micro-drama, highlights the real-life financial traps faced by students, who are often lured by low or zero-interest promotions [2][3] - Legal experts indicate that many beauty institutions mislead consumers about the true costs of loans, with some advertising low monthly rates that translate to high annualized rates [2][3] - The hidden nature of loan agreements often leads consumers to unknowingly engage with unlicensed lending platforms [3] Group 3 - The micro-drama illustrates how live streaming can be used as a tool for money laundering, with a character receiving large donations that are actually proceeds from crime [5][6] - A real case involved a live streamer receiving nearly 50 million yuan in donations, which were later returned to the original source as part of a money laundering scheme [5][6] - The police have identified a network where live streaming donations are used to obscure the origins of illicit funds, complicating law enforcement efforts [6] Group 4 - The illegal fundraising schemes targeting the elderly, as shown in the micro-drama, reflect a growing trend in economic crimes, with many cases involving promises of high returns on retirement investments [7] - Recent statistics indicate that over 80% of victims in these schemes are elderly individuals, with the amounts involved ranging from hundreds of thousands to billions of yuan [7] - Common tactics include emotional appeals and high-return promises, which exploit the financial vulnerabilities of older adults [7] Group 5 - The micro-drama serves as an innovative approach to educate the public about new forms of economic crime, aiming to reach younger audiences through engaging storytelling [8][9] - The production team emphasizes the need for societal involvement in combating economic crime and encourages the public to report suspicious activities [8][9] - The overall message stresses the importance of avoiding high-yield temptations and choosing legitimate financial products [8][9]