投保人数已突破500万人！2026年“江苏医惠保1号”投保时间仅剩2天

Core Viewpoint - "Jiangsu Medical Insurance 1" is a supplementary medical insurance program in Jiangsu that connects closely with basic medical insurance, allowing residents to secure health coverage without restrictions on pre-existing conditions. The enrollment period ends on December 31, and over 5 million people have already signed up [1]. Group 1: Enrollment and Coverage - The insurance has a low enrollment threshold, covering all ages and demographics in Jiangsu, as long as residents have basic medical insurance [2]. - The program offers two premium options: the basic plan at 158 yuan per year with a total coverage of 3.2 million yuan, and the upgraded plan at 258 yuan per year with a total coverage of 4 million yuan [3]. Group 2: Benefits and Claims - "Jiangsu Medical Insurance 1" connects with the "dual-channel" policy, allowing insured patients to purchase "dual-channel" drugs at designated retail pharmacies, with additional compensation provided after basic medical insurance reimbursement [4]. - The program covers self-paid drugs used in hospitals that are outside the basic medical insurance directory, as long as they meet the usage guidelines [5]. - Insured individuals can use their medical insurance account balance to cover premiums for themselves and their family members without additional cash outlay, enhancing family coverage [6]. Group 3: Enrollment FAQs - The program is open to all residents in Jiangsu with basic medical insurance, regardless of age, medical history, residency, or occupation. Family members can also purchase coverage for each other [7]. - Individuals with previous health issues can still enroll without needing a medical examination or health disclosure [8]. - Those who enrolled in the previous year's program must re-enroll for the 2026 coverage to ensure continuous protection, as the previous coverage will expire on December 31, 2025 [9].