Spot gold at session lows after U.S. pending home sales surprise with 3.3% rise in November

Group 1 - The document contains various mortgage application forms and personal information fields, indicating a focus on mortgage processing and requirements [1][2][3] - There is a mention of personal details such as marital status, dependents, and income, which are essential for mortgage applications [1][2] - The forms include sections for current and previous employment, as well as addresses, highlighting the thoroughness required in the mortgage application process [1][2] Group 2 - Ernest Hoffman is identified as a Crypto and Market Reporter with extensive experience in market news and journalism [4] - His background includes establishing a broadcast division and producing economic news videos, indicating a strong foundation in financial reporting [4]