Reasons Why You Should Hold TransUnion Stock in Your Portfolio

Core Insights - TransUnion (TRU) shares have increased by 4.1% over the past month, outperforming the industry growth of 0.7% [1] - The company's Q4 2025 earnings are projected to rise by 5.2% year over year, with earnings expected to grow by 8.7% in 2025 and 13.1% in 2026 [1] - Revenue growth is anticipated at 8.5% in 2025 and 7.7% in 2026 [1] Factors Supporting Growth - TRU's revenue growth is fueled by the expanding Big Data and analytics market, supported by a stable U.S. economic and lending environment [2] - Key economic indicators such as modest GDP growth, low unemployment, stable delinquencies, lower interest rates, and manageable inflation are positively impacting performance [2] Technological Advancements - The OneTru platform is modernizing TRU's technology by integrating various data and analytic assets, enhancing innovation in credit and non-credit products [3] - The TrueIQ analytics platform, launched in Canada, the UK, and India, is designed to accelerate data processing and improve access for U.S. credit customers [4] - The recent introduction of TrueIQ data enrichment on Snowflake expands market opportunities for data enrichment [4] Financial Health - TRU's current ratio at the end of Q3 2025 was 2.01, significantly higher than the industry average of 0.98, indicating strong liquidity to meet short-term obligations [5] Competitive Landscape - TRU operates in a competitive market with major players like Equifax, Experian, FICO, and LexisNexis, which poses challenges in balancing growth and profitability while investing in technology and talent [6]