期待长护险为失能家庭托起“稳稳的幸福”

Group 1 - The long-term care insurance (LTCI) system, referred to as the "sixth social insurance," has covered approximately 300 million people nationwide and has benefited over 3.3 million disabled individuals, with an average annual reduction in burden of 12,000 yuan and total fund expenditures exceeding 100 billion yuan [1] - The LTCI system aims to alleviate the burden on families dealing with disability, transforming family care responsibilities into a social mutual assistance model, thereby effectively reducing family pressures [1] - The service package of LTCI includes home care services, such as "home bathing assistance," which allows families to access professional care services at a minimal personal cost, thus easing the challenges faced by families with disabled members [1] Group 2 - LTCI is not only a crucial insurance system but also a driver for the silver economy and broader social development, transforming the perception of elderly care work into a respected profession, with roles like long-term care specialists being recognized in the national occupational system [2] - Looking ahead to the 14th Five-Year Plan, LTCI is expected to transition from pilot programs to a fully established system, aiming for universal coverage as a necessary response to population aging [2] - The continuous improvement of the LTCI system is anticipated to benefit more disabled families and create broader opportunities for the elderly care industry, contributing to a more harmonious and prosperous aging society in China [2]