金融赋能，助力地方三农经济发展

Core Viewpoint - The Kunshan Rural Commercial Bank Binhai Branch focuses on serving the agricultural sector and rural economy, actively supporting local agricultural development and the rural revitalization strategy through innovative financial products and services [1][7]. Group 1: Credit Injection for Agricultural Development - The branch has increased its credit investment in agriculture, with agricultural loans reaching 232 million yuan by the end of October 2025, a growth of 16.53% from the beginning of the year, ensuring smooth agricultural operations [2]. - The bank supports the agricultural industry chain by providing comprehensive financial assistance across production, processing, and distribution, including production loans for farmers and working capital loans for agricultural processing enterprises [3]. - The branch emphasizes support for new agricultural operators, offering tailored financial services to professional households, family farms, cooperatives, and leading agricultural enterprises, with a total of 25 new operators supported and a loan balance of 110 million yuan [4]. Group 2: Innovation in Financial Products - The bank has launched a series of innovative credit products, such as "Huinong Quick Loan," which utilizes provincial agricultural guarantees to address the challenges of loan access for farmers, enhancing loan efficiency through delegated approval authority [5]. Group 3: Optimization of Financial Services - The branch leverages financial technology to promote online banking services, allowing farmers to conduct transactions and apply for loans conveniently, while also streamlining loan processes to meet urgent funding needs [6]. Group 4: Future Outlook - The Binhai Branch aims to continue its commitment to serving the agricultural sector, increasing financial support, innovating products, and optimizing service models to contribute significantly to local agricultural economic development [7].