11月末长三角地区本外币各项贷款余额76.24万亿元

Core Insights - The total loan balance in the Yangtze River Delta region reached 76.24 trillion yuan at the end of November, with a year-on-year growth of 8.4%, showing a slight decrease in growth rate compared to the previous month [1] - The total deposit balance in the Yangtze River Delta region was 86.28 trillion yuan at the end of November, reflecting a year-on-year growth of 8.0%, also showing a decline in growth rate from the previous month [1] Loan Analysis - The balance of RMB loans was 75.37 trillion yuan, with a year-on-year growth of 8.5%, which is 0.1 percentage points lower than the previous month [1] - The balance of foreign currency loans was 123.1 billion USD, with a year-on-year growth of 1.7%, showing a decrease of 0.4 percentage points in growth rate compared to the previous month [1] - In November, RMB loans increased by 200.2 billion yuan, which is 12.4 billion yuan less than the same month last year [1] - Household loans decreased by 42 billion yuan, which is a year-on-year increase in reduction of 105.7 billion yuan [1] - Corporate loans increased by 229.5 billion yuan, which is a year-on-year increase of 105.9 billion yuan [1] Deposit Analysis - The balance of RMB deposits was 83.39 trillion yuan, with a year-on-year growth of 7.5%, which is 0.3 percentage points lower than the previous month [1] - The balance of foreign currency deposits was 40.82 billion USD, with a year-on-year growth of 25.2%, showing an increase of 2.5 percentage points in growth rate compared to the previous month [1] - In November, RMB deposits increased by 239.1 billion yuan, which is 180.7 billion yuan less than the same month last year [2] - Household deposits increased by 176 billion yuan, which is a year-on-year increase of 29.1 billion yuan [2] - Non-financial corporate deposits increased by 73 billion yuan, which is a year-on-year decrease of 213.3 billion yuan [2]