前11个月我国基本医保统筹基金收入约2.63万亿元

Core Insights - The National Healthcare Security Administration reported that from January to November 2025, the total income of the basic medical insurance fund (including maternity insurance) reached 26,320.68 billion yuan, while the total expenditure was 21,100.46 billion yuan, indicating stable overall operation of the medical insurance fund [1] Income and Expenditure Summary - The income from the employee basic medical insurance fund (including maternity insurance) was 16,643.79 billion yuan, while the income from the urban and rural resident basic medical insurance fund was 9,676.89 billion yuan [1] - For the first eleven months of 2025, the expenditure of the employee basic medical insurance fund (including maternity insurance) was 12,033.33 billion yuan, and the expenditure of the urban and rural resident basic medical insurance fund was 9,067.14 billion yuan [1] Long-term Outlook - According to CICC, in the long term, the growth of commercial insurance scale and improvement in claim rates due to aging trends are expected to lead to a continuous increase in commercial insurance payouts, which will serve as a supplementary source for the basic medical insurance fund expenditures, effectively supporting domestic healthcare demand [1]