Xi Niu Cai Jing·2025-12-30 05:41Group 1 - Postal Savings Bank of China announced adjustments to its credit card online channel services, integrating credit card functions into the "Postal Savings Bank App" [2] - The "Postal Savings Credit Card App" will no longer be in use after the integration, but customers can continue to access credit card services through mobile banking and other channels [2] - The bank had previously indicated this integration plan, halting new customer registrations and activations for the Postal Savings Credit Card App as of November 15 [2] Group 2 - The Beijing Financial Regulatory Bureau issued a significant administrative penalty against the Postal Savings Bank's credit card center for multiple violations, including charging full fees for early repayments [3] - The credit card center was fined 3 million yuan for six violations, and three responsible individuals received warnings and fines of 50,000 yuan each [3] - Violations included improper management of credit issuance and inaccurate data reporting [3]