中信银行：深耕绿色金融，助力高质量发展

Core Viewpoint - Green development is a prominent feature of Chinese modernization, and developing green finance is a crucial measure to support the achievement of carbon peak and carbon neutrality goals [1] Group 1: Green Finance Strategy - The company positions green finance as a strategic priority, creating a diversified product system that includes green credit, green bonds, green leasing, and low-carbon services [2] - The bank focuses on clean energy sectors such as wind power, solar energy, and energy storage, integrating various financial services to support the development of a modern energy system [2] - As of mid-December 2025, the bank's green credit balance, including that of its leasing subsidiary, is expected to exceed 750 billion yuan [1] Group 2: Agricultural and Rural Development - The bank targets agricultural green development and rural revitalization, providing tailored financial products to support ecological agriculture and resource transformation [3] - A loan of 4 million yuan was provided to a tea processing company to address financing challenges related to forestry resources, promoting the transformation of resources into assets [3] Group 3: Environmental Protection Initiatives - The bank emphasizes ecological protection, supporting pollution control and biodiversity conservation through innovative financial tools [4] - A loan of 90 million yuan was allocated for ecological restoration projects in mining subsidence areas, enhancing local employment and environmental conditions [4] Group 4: Traditional Industry Transformation - The bank incorporates carbon reduction into its green finance strategy, offering sustainable development-linked loans to support traditional high-energy industries in their transition [5] - A landmark loan of 385 million yuan was issued to a green building company for its low-carbon transformation, establishing a replicable financing model for the industry [5] Group 5: Green Bonds and Financing - The bank has issued green bonds totaling 50 billion yuan in 2025, with a cumulative issuance of 45 billion yuan since 2023, directing funds to key green sectors [6] Group 6: Carbon Neutrality and Operational Practices - The bank is committed to building carbon-neutral branches, having recognized 300 green financial demonstration institutions by 2025 [7] - The Beijing branch implements energy-saving measures and promotes paperless operations to reduce carbon emissions [7] Group 7: Collaborative Ecosystem for Low-Carbon Development - The bank leverages its comprehensive financial services to create a collaborative ecosystem for low-carbon development, integrating various financial resources [8] - A significant cross-border acquisition deal in the environmental sector was facilitated, showcasing the bank's ability to navigate complex financial landscapes [8] Group 8: Green Supply Chain Development - The bank has initiated a green procurement system, embedding low-carbon requirements into supplier processes to promote overall supply chain sustainability [9] Group 9: Low-Carbon Service Platform - A specialized low-carbon service platform has been established to assist clients in managing carbon emissions and enhancing their competitive edge [10] Group 10: Commitment to Green Development - The bank aims to continue its green finance initiatives, focusing on clean energy, new materials, and sustainable practices to support the broader green transition [11][12]