创新驱动、链式赋能,光大银行上海分行打造绿色金融新样本
Di Yi Cai Jing·2025-12-30 10:59

Core Viewpoint - Financial institutions play a crucial role in promoting industrial green upgrades and supporting the transformation of the real economy, particularly in the context of China's "dual carbon" goals and comprehensive green transition [1] Group 1: Green Financial Innovations - Everbright Bank's Shanghai branch has made significant breakthroughs in green finance, focusing on green bonds, green loans, and green ABS, aligning with national strategies such as technological innovation and low-carbon transition [2][4] - The branch successfully invested in Baowu Steel's first bond themed around technological innovation and low-carbon transition, amounting to 600 million yuan, with at least 70% of the funds directed towards low-carbon and Belt and Road initiatives [2] - The bank's green ABS investments, including a 620 million yuan investment in a green asset support plan for new energy vehicles, are expected to reduce carbon emissions by approximately 49,600 tons annually [2][3] Group 2: Green Building Initiatives - The bank has invested in a green asset support plan for the Expo City Best Practice Area, which has received LEED ND Platinum certification and aims for "zero carbon" certification by 2025, contributing to significant energy savings and carbon reduction [3] - The investment in the green building project is projected to achieve energy savings of 22.57 tons of standard coal and a carbon reduction of 49.89 tons in 2024 [3] Group 3: Organizational Structure for Green Finance - Everbright Bank's Shanghai branch has established a comprehensive organizational framework for green finance, including a leadership group focused on carbon peak and neutrality, and specialized working groups for green finance business expansion and ESG risk management [4] - The "1+N+X" organizational system promotes collaboration across departments and supports the establishment of green finance specialty branches, enhancing the bank's ability to implement green financial products and services [4] Group 4: Regional Green Financial Layout - The bank focuses on Shanghai's industrial structure, providing targeted support for green transportation, automotive supply chains, and innovative technologies, aligning with the city's goal of becoming a world-class automotive industry center [6][7] - The bank has provided 4.7 million yuan in loans to a private environmental technology company to support its growth in environmental technology research and production capacity [6] Group 5: Green Energy Financial Ecosystem - Everbright Bank is building a comprehensive green energy financial ecosystem, particularly in distributed photovoltaic projects, through innovative financial service models and partnerships with leading companies [8][9] - The bank's collaboration with a leading distributed photovoltaic company has resulted in project financing covering 185 MW of capacity, expected to reduce carbon emissions by approximately 200,000 tons annually [8][9] - The bank aims to integrate financial services with clean energy operational efficiency, establishing a benchmark in the distributed photovoltaic finance sector [9]