Xin Lang Cai Jing·2025-12-30 11:04Group 1 - Postal Savings Bank of China announced adjustments to its credit card online channel services, integrating credit card functions into the "Postal Savings Bank App" [2][5] - After the integration, the "Postal Savings Credit Card App" will no longer be in use, but customers can continue to access credit card services through mobile banking and other channels [2][5] - The bank had previously indicated this integration, with a notice on November 15 stating the suspension of new customer registrations, card binding, and activation services for the Postal Savings Credit Card App, while existing customers can still use the app [2][5] Group 2 - The Beijing Financial Regulatory Bureau issued a significant administrative penalty against the credit card center of Postal Savings Bank for multiple violations, including charging full fees for early repayments [3][6] - The credit card center was fined 3 million yuan for six violations, and three responsible individuals received warnings and fines of 50,000 yuan each [3][6] - Violations included improper management of credit issuance, inadequate transaction monitoring, and inaccuracies in EAST data reporting [3][6]