Xin Lang Cai Jing·2025-12-30 11:26Core Insights - The digital asset market is at a pivotal point for institutional adoption, with 2026 predicted to be a key year for the integration of tech giants and traditional finance into the crypto space [1][2] - The focus of wealthiest companies is shifting towards neutral infrastructure rather than closed ecosystems dominated by single entities [1][2] Industry Applications - The banking and fintech sectors are expected to be the primary areas where the Fortune 100 companies will engage with blockchain technology [3] - Institutions are likely to utilize existing toolkits like Avalanche or OP stack to build permissioned chains, ensuring data privacy while maintaining interaction with public chains [3] - Major tech companies such as Google, Meta, and Apple are anticipated to potentially launch crypto wallets by 2026, which could introduce billions of new users to the crypto market [3] Caution on L1 Blockchain - RadexMarkets expresses caution regarding fintech companies attempting to build their own Layer 1 (L1) blockchains to compete with Ethereum or Solana, noting that such "enterprise chains" often underperform in active addresses, stablecoin traffic, and real-world asset integration [4] - The lack of decentralization in these enterprise chains may hinder their ability to achieve significant network effects [4] Price Predictions - Bitcoin is projected to surpass $150,000 by the end of 2026, although its market dominance may decline due to the growth of altcoin ecosystems [4] - The stablecoin market is expected to grow by 60%, with traditional leaders like USDT facing competition from emerging players [4] - While the crypto market is predicted to remain vibrant, the integration of crypto and AI may be limited to security applications in the short term rather than large-scale economic payments [4]