Hagerty(US:HGTY) ZACKS·2025-12-30 15:16Company Performance - Hagerty, Inc. (HGTY) shares have increased by 3% over the past month, reaching a new 52-week high of $14, and have gained 40.9% year-to-date compared to 17.6% for the Zacks Finance sector and 10.2% for the Zacks Insurance - Property and Casualty industry [1] - The company has a strong record of positive earnings surprises, not missing earnings consensus estimates in the last four quarters, with the latest EPS reported at $0.13 against a consensus of $0.09 [2] Earnings Forecast - For the current fiscal year, Hagerty is expected to post earnings of $0.37 per share on revenues of $1.39 billion, reflecting a 54.17% increase in EPS and a 16.17% increase in revenues [3] - The next fiscal year is projected to see earnings of $0.43 per share on the same revenue of $1.39 billion, indicating a year-over-year change of 14.86% in EPS and a slight decrease of 0.57% in revenues [3] Valuation Metrics - Hagerty's current valuation metrics show a Price-to-Earnings (P/E) ratio of 36.5X for the current fiscal year, significantly higher than the peer industry average of 11.5X, and a trailing cash flow ratio of 37.9X compared to 12.9X for its peers [6] - The stock has a Value Score of D, a Growth Score of A, and a Momentum Score of C, resulting in a VGM Score of B [6] Zacks Rank - Hagerty holds a Zacks Rank of 2 (Buy), supported by a solid earnings estimate revision trend, indicating potential for further price appreciation [7] Industry Comparison - American Coastal Insurance Corporation (ACIC), a peer in the industry, also has a Zacks Rank of 2 (Buy) and shows strong earnings performance, beating consensus estimates by 56.41% [8][9] - ACIC is expected to post earnings of $1.40 per share on revenues of $332.48 million for the current fiscal year, with shares gaining 5.5% over the past month [9][10] - The Insurance - Property and Casualty industry is performing well, ranking in the top 22% of all industries, suggesting favorable conditions for both HGTY and ACIC [10]