Core Viewpoint - Crazy Woman Creek Bancorp reported record earnings for fiscal year 2025, declaring an annual cash dividend of $0.34 per share, an increase from the previous year's $0.32 [1][2]. Financial Performance - For the fiscal year ending September 30, 2025, the net income was $1,905,498, achieving a return on equity (ROE) of 11.82% and a return on assets (ROA) of 0.97% [3]. - The bank's net interest margin stood at 4.34%, significantly higher than the Wyoming average of 3.92% [4]. Asset Quality - Nonperforming assets decreased to 0.36% as of September 30, 2025, down from 0.72% a year earlier [5]. - The loan loss reserve was at 1.86%, exceeding the Wyoming average of 1.49% [5]. Capital Ratios - As of September 30, 2025, the Tier 1 Leverage Ratio was 10.03%, well above the threshold for "well-capitalized" institutions [4]. Management and Strategy - The management team is focused on maintaining conservative lending practices, improving operational efficiencies, and building long-term shareholder value [6].
CORRECTION – Crazy Woman Creek Bancorp, Inc.
Globenewswire·2025-12-30 19:52