“已故人员银行卡账户线索跨行查询”服务在辽宁上线

Core Viewpoint - The launch of the "deceased persons' bank account cross-bank inquiry" service in Liaoning Province aims to address the public's difficulties in inheriting assets by simplifying the process of locating deceased relatives' bank accounts, thereby enhancing financial service accessibility and efficiency [1][2]. Group 1: Service Implementation - The service is a collaboration between China UnionPay Liaoning Branch, China UnionPay Dalian Branch, and several commercial banks, focusing on alleviating the "difficult to check accounts" issue faced by the public [2]. - Currently, 9 pilot banks have opened 212 service points across all 14 prefecture-level cities and districts in Liaoning Province, ensuring comprehensive coverage and convenience for residents [2]. Group 2: Process Efficiency - The service utilizes the "Yunshangfu" app's "one-click card inquiry" feature, combining offline verification with online inquiry in a streamlined process [3]. - Applicants must register and log in to the app, locate a nearby pilot bank, and submit necessary identity information and documents for verification, after which they receive an authorization code to complete the inquiry [3]. Group 3: Information Security - The service prioritizes information security by providing only essential clues about the deceased's bank accounts, without disclosing sensitive details such as account numbers or balances [4]. - Future efforts will focus on optimizing service efficiency and expanding the service's reach, ensuring a secure and convenient financial service experience for the public [4].