保险延伸健康管理服务

Group 1 - The core viewpoint of the article highlights the launch of "Zunxiang eSheng 2026 Edition," a million medical insurance product by Zhong An Insurance, which focuses on "treatment + rehabilitation" as its core upgrade direction, extending coverage to the critical postoperative rehabilitation phase, thus transforming million medical insurance into a "full-process health service" [2] - The increasing demand for health insurance among the public is emphasized, as it plays a crucial role in connecting the healthcare industry and reinforcing the social security network [2] - The National Financial Regulatory Administration issued guidelines in September 2025 to promote high-quality development of health insurance, advocating for a new health service guarantee system that combines prevention, management, and post-coverage [2] Group 2 - The article discusses the financial burden on families due to rehabilitation costs after surgeries like stroke and joint replacement, which can be as high as the acute treatment costs, leading to significant economic strain [3] - Zhong An Insurance's health management services include pre-treatment consultations, direct payment of medical expenses during treatment, and post-treatment support such as home care and continuous rehabilitation, creating a closed-loop management system [3] - The health insurance premium income in China exceeded 620 billion yuan in the first half of 2025, indicating a growing market for health management services that encompass various aspects of patient care [4] Group 3 - The article notes that many insurance companies are beginning to integrate health management services into their offerings, transitioning from traditional reimbursement models to managed care approaches [4] - China People's Health Insurance Co. has established a health management company with significant investments and a large team, indicating a trend towards professional health management integration within insurance [4] - Health management services are seen as a win-win for both insurance companies and policyholders, as they help reduce risk and costs while enhancing service offerings [5]