以“真金白银”印证深圳的经济热度与民生温度 深圳公积金新开户增长6.01%

Core Insights - The housing provident fund in Shenzhen serves as a crucial indicator of the city's economic vitality and public welfare, with significant growth in new accounts and funds collected in 2025 [1][2] Group 1: Account Growth and Economic Impact - In 2025, Shenzhen saw the addition of 40,000 new account-holding units and 833,100 new individual accounts, marking a year-on-year growth of 6.01%, with total funds collected reaching 119.158 billion yuan [2] - Non-public enterprises account for 97% of the contributing units, highlighting their role as the main contributors to the provident fund [2] - The total number of units with housing provident fund accounts has exceeded 600,000, serving over 21 million individuals [2] Group 2: Flexible Employment Participation - Shenzhen has pioneered the inclusion of flexible employment workers in the housing provident fund system, allowing approximately 120,000 individuals to voluntarily contribute [3] - The system provides flexible contribution options for these workers, enhancing their ability to secure housing loans [3] Group 3: Rental Withdrawals and Policy Support - In 2025, rental withdrawals reached 61.244 billion yuan, benefiting 3.617 million citizens, addressing the housing needs of new residents and young people [4] - The new regulations facilitate various withdrawal options, including for down payments and tax payments, aimed at easing housing pressures for different demographics [4] Group 4: Loan Support and Benefits - The maximum loan amount available is 2.31 million yuan, the highest in the country, with additional support mechanisms for families with multiple children [5] - As of November 2025, Shenzhen has issued 543,800 personal housing loans totaling 387.851 billion yuan, supporting the purchase of 51.66 million square meters of housing [6] - The introduction of interest subsidies and innovative loan repayment options further enhances the financial benefits for employees utilizing the provident fund [6]