Pagaya Technologies .(US:PGY) ZACKS·2025-12-31 00:16Company Performance - Pagaya Technologies Ltd. closed at $21.19, down 1.76% from the previous trading session, underperforming the S&P 500's loss of 0.14% [1] - The company's stock has decreased by 10.61% over the past month, contrasting with the Finance sector's gain of 2.19% and the S&P 500's gain of 0.94% [1] Earnings Projections - The upcoming EPS for Pagaya Technologies Ltd. is projected at $0.75, reflecting a significant increase of 341.18% compared to the same quarter last year [2] - Revenue is estimated to be $348.35 million, indicating a 24.68% increase from the same quarter of the previous year [2] Full Year Estimates - For the full year, earnings are projected at $3.1 per share, representing a change of +273.49% from the prior year, while revenue is expected to be $1.32 billion, reflecting a +28.43% change [3] Analyst Sentiment - Recent changes to analyst estimates for Pagaya Technologies Ltd. are important, as they indicate the latest near-term business trends and a favorable outlook on business health and profitability [3][4] Zacks Rank - Pagaya Technologies Ltd. currently holds a Zacks Rank of 2 (Buy), with the Zacks Consensus EPS estimate remaining unchanged over the last 30 days [5] - The Zacks Rank system has a strong track record, with 1 rated stocks delivering an average annual return of +25% since 1988 [5] Valuation Metrics - The company has a Forward P/E ratio of 6.96, which is a discount compared to the industry average Forward P/E of 12.15 [6] - The Financial - Miscellaneous Services industry, part of the Finance sector, ranks in the top 45% of all industries according to the Zacks Industry Rank [6] Industry Performance - The strength of individual industry groups is measured by the Zacks Industry Rank, with top-rated industries outperforming the bottom half by a factor of 2 to 1 [7]