Xin Lang Cai Jing·2025-12-31 02:13Core Viewpoint - Everbright Bank is committed to enhancing inclusive finance and supporting the real economy, focusing on product innovation, service expansion, and technology empowerment to create a distinctive retail inclusive finance development path [1] Group 1: Product Development - Everbright Bank has increased credit supply for small and micro enterprises and individual businesses, creating a "Fast, Beneficial, Easy" product system that includes mortgage loans, agricultural loans, and online credit loans [2] - The bank has served 420,000 individual customers, with the "Sunshine Agricultural Loan" providing 2.1 billion yuan in support for agricultural clients across 11 provinces [2] Group 2: Scene Integration - Everbright Bank integrates financial products into various production and living scenarios by establishing strategic partnerships with agricultural guarantee companies and leading agricultural enterprises, creating an efficient inclusive finance service ecosystem [3] - Specific examples include the successful loan disbursement of 90 million yuan for garlic in Jinan and over 1.3 billion yuan for sugarcane in Nanning [3] Group 3: Digital Inclusion - The bank emphasizes technology empowerment to enhance the quality and efficiency of inclusive financial services, implementing a digital and intelligent upgrade of its product system [4] - New features include online applications for loan renewals and direct online access for agricultural clients' needs, aiming to provide a seamless customer experience [4] - Everbright Bank is focused on building a multi-layered, comprehensive, and distinctive service system in retail inclusive finance, with plans to continue enhancing integrated service capabilities and data-driven operations [4]