五部门：各地要科学制定补贴资金使用及兑付计划，减轻政策参与经营主体垫资压力

Core Viewpoint - The Ministry of Commerce and four other departments have issued a notice regarding the implementation of a subsidy program for the replacement of old home appliances and the purchase of new digital and smart products in 2026, emphasizing the need for a structured and efficient subsidy distribution process [1] Group 1: Subsidy Implementation - Local authorities are required to scientifically formulate plans for the use and disbursement of subsidy funds, ensuring balanced monthly usage and smooth transitions between weeks and across months and quarters [1] - At the provincial level, there will be enhanced coordination to provide unified and clear requirements for the application materials, methods, processes, and review procedures for businesses participating in the subsidy program [1] Group 2: Risk Management and Fund Disbursement - The program aims to simplify the fund approval process and accelerate disbursement to alleviate the financial burden on participating businesses, ensuring timely payment of eligible subsidy funds [1] - Local conditions may allow for the use of pre-allocated funds and rolling disbursement methods to enhance the efficiency of fund distribution while maintaining risk control [1]