Quarterly Settlement of Funds - January 2026

Core Viewpoint - The mandatory quarterly settlement process requires all unused funds in Zerodha accounts to be transferred back to clients' primary bank accounts by January 3, 2026, in compliance with SEBI regulations [1]. Group 1 - All unused funds in Zerodha accounts as of January 2, 2026, will be credited back to clients' bank accounts on January 3, 2026 [1]. - Stockbrokers are mandated by SEBI regulations to return unused funds to clients' bank accounts [1]. - Funds added to the trading account before January 2 and remaining unused will also be settled back to the bank account [2]. Group 2 - Withdrawal requests made on or after January 1 will be processed on January 3, 2026 [2]. - Instant withdrawal will not be available on January 3, 2026 [2].