These Retirees Definitely Should Not Delay Their Social Security Claim

Canva Key Points Spousal benefits max out at 50% of a spouse’s primary benefit at full retirement age with no delayed retirement credits available. Spousal benefits cannot be claimed until the higher-earning spouse files for their own retirement benefits. Claiming your own benefits early then switching to spousal benefits later can optimize household Social Security income. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to rea ...