江西银行:以转型金融之笔绘就区域绿色发展新图景

Core Viewpoint - Jiangxi Bank is committed to promoting green development and supporting local economic transformation through innovative financial products and services, aligning with national goals for sustainable development and ecological civilization [1][5]. Group 1: Green Financial Products - Jiangxi Bank has launched the "Green Transformation Loan" to support traditional industries such as agriculture, copper, and building materials, filling a gap in traditional financial services for industry transformation [2][4]. - The bank's green transformation loan won the first prize for green financial products at the 2025 Jiangxi Province "Tiangong Cup" financial system vocational skills competition, highlighting its innovative approach [2][4]. - The loan features an incentive model where interest rates are linked to companies' carbon reduction targets, providing tailored support for low-carbon transformation [2][4]. Group 2: Achievements in Transformation Financing - As of now, the balance of transformation loans has reached 1.221 billion, with successful loans issued to 10 agricultural enterprises, 4 copper industry enterprises, and 1 chemical industry enterprise, achieving full coverage across the province [4]. - The first agricultural transformation loan of 180 million was issued in Jiujiang, aimed at upgrading inefficient tea gardens, while the first chemical transformation loan of 5 million supported waste heat utilization projects [4]. - Jiangxi Bank has developed a "Guide for Compiling Agricultural Enterprise Transformation Plans," which has been adopted by the Jiangxi Provincial Financial Association as a standard reference for financial institutions [4]. Group 3: Collaboration and Future Goals - Jiangxi Bank is enhancing its international cooperation and information disclosure to align its transformation with that of its clients, having joined the International Sustainability Standards Board and the Principles for Responsible Banking [5]. - The bank has been disclosing its ESG reports for seven consecutive years, including a dedicated section on transformation finance, to ensure transparency and accountability [5]. - Looking ahead, Jiangxi Bank aims to continue supporting the "dual carbon" goals and deepen the integration of transformation finance with local industries, contributing to the construction of a beautiful China [5].