2026年度“北京普惠健康保”参保今日24时截止

Core Viewpoint - The "Beijing Inclusive Health Insurance" program for 2026 will close its enrollment on December 31, 2025, with coverage starting on January 1, 2026, offering enhanced medical protection for participants [1][2] Group 1: Insurance Details - The annual premium for the 2026 "Beijing Inclusive Health Insurance" is set at 195 yuan per person, with a total coverage amount upgraded to 3.5 million yuan [1] - The insurance now covers three main areas: out-of-pocket expenses within the medical insurance, self-paid hospitalization costs outside of medical insurance, and special drug expenses [1] - The deductible for healthy individuals has been reduced to 15,000 yuan, and there is a new 25% reimbursement for out-of-pocket expenses between 15,000 yuan and 30,404 yuan, alleviating financial pressure on participants [1] Group 2: Additional Benefits - Participants will receive a 10% discount on medication purchases, with an annual subsidy totaling 1,800 yuan, allowing for a maximum of 400 yuan per single purchase and up to 12 uses per year [1] - For chronic disease patients, such as those with hypertension, the program can significantly reduce annual medication costs, demonstrating tangible economic relief [1] - The insurance also includes six categories of general services, allowing for five free uses per year covering medical visits, rehabilitation, nursing, and care [1][2] Group 3: Enrollment and Eligibility - The program is available to a wide range of participants, including those covered by Beijing's basic medical insurance, specific groups managed by the Beijing Medical Security Bureau, and new residents with Beijing residency or residence permits who have participated in basic medical insurance elsewhere [2] - Enrollment can be completed through various channels, including online platforms like WeChat and Alipay, as well as in-person consultations at designated insurance companies and banks [2] - The enrollment deadline for the 2026 coverage is December 31, 2025, with the coverage period lasting from January 1 to December 31, 2026 [2]