惠誉：2026年美国健康保险业面临三重挑战

Core Insights - Fitch Ratings indicates that the U.S. health insurance industry will face rising medical costs, the termination of tax incentives under the Affordable Care Act, and ongoing regulatory uncertainty in the coming year [1] - The agency has adjusted its industry outlook for 2026 to "deteriorating," predicting that trends in medical costs will lead to weak operational performance due to increased visit frequency and rising costs driving up the utilization of medical resources [1] - Fitch expects that the increase in commercial group medical costs will approach 9% next year, marking the highest increase in over a decade [1]