Core Viewpoint - The "Beijing Inclusive Health Insurance" program for 2026 will officially close its enrollment channel on December 31, 2025, and will take effect on January 1, 2026, offering upgraded health services and coverage [1] Group 1: Insurance Details - The annual premium for the 2026 "Beijing Inclusive Health Insurance" is set at 195 yuan per person, with a total coverage amount upgraded to 3.5 million yuan [1] - Coverage includes three main aspects: 1. Medical expenses within the insurance scheme, with a deductible reduced to 15,000 yuan and an additional 25% reimbursement for expenses between 15,000 yuan and 30,404 yuan [1] 2. Coverage for out-of-pocket expenses during hospitalization for non-insured medical services, addressing gaps in traditional insurance [1] 3. Expansion of special drug coverage, increasing the list to 159 drugs, including innovative treatments like CAR-T therapy, with reimbursement rates raised to 65% for healthy individuals and 35% for those with pre-existing conditions, alongside a zero deductible and a total coverage of 1.5 million yuan for special drugs [1]
2026年度“北京普惠健康保”保障即将正式生效
Jing Ji Guan Cha Wang·2025-12-31 10:02