出售持有不到2年住房，增值税降至3%

Core Viewpoint - The announcement from the Ministry of Finance and the State Taxation Administration regarding the adjustment of the value-added tax (VAT) policy for individual housing sales aims to reduce transaction costs for homeowners selling properties within two years of purchase [1] Group 1: Policy Changes - Starting January 1, 2026, the VAT rate for individuals selling homes within two years will decrease from 5% to 3% [1] - This policy change is expected to significantly lower the tax burden on homeowners, making it more financially feasible to sell properties shortly after purchase [1] Group 2: Financial Impact - According to data from Shenzhen Le You Jia, for a property purchased at a transfer price of 5 million yuan, the new policy will save approximately 92,500 yuan in VAT if sold within two years [1] - This reduction in VAT illustrates the government's intention to stimulate the housing market by decreasing transaction costs for sellers [1]