UWM (US:UWMC) The Motley Fool·2025-12-31 12:29Core Viewpoint - UWM Holdings Corporation, a leading wholesale mortgage lender, experienced significant insider selling by President and CEO Mat Ishbia amid a challenging year for its share price, with the sale amounting to approximately $9.4 million [1][3]. Transaction Summary - Mat Ishbia sold 1,629,785 shares of UWM Holdings, valued at around $9.4 million, leaving him with 279,989 shares worth approximately $1.6 million post-transaction [2][3]. Company Overview - UWM Holdings reported a total revenue of $2.7 billion and a net income of $16.89 million for the trailing twelve months (TTM), with a dividend yield of 9.05% and a 1-year price change of -10.82% [4]. - The company focuses on conforming and government loan products, utilizing a broad broker network to maximize distribution and maintain operational efficiency through a technology-driven platform [4][6]. Market Performance - As of November 28, 2025, UWM Holdings had a market capitalization of $8.9 billion, with the recent insider sale being a minor fraction of this total [3]. - The stock price was reported at $4.42, with a year-to-date decline of 10%, although it had previously seen lows of 34% to 40% earlier in the year [9]. Recent Financial Results - UWM reported a record total loan origination volume of $41.7 billion in the third quarter, with total revenue of $843.3 million and a net income of $12.1 million, coinciding with a recent rate cut by the Federal Open Market Committee [8].