金融监管总局发文拓宽商业银行并购贷款适用范围

Core Viewpoint - The National Financial Regulatory Administration has released the "Management Measures for Mergers and Acquisitions Loans," which expands the scope of acquisition loans to include equity acquisitions, aiming to support traditional industry upgrades and foster new economic growth drivers [1]. Group 1: Policy Changes - The new measures optimize loan conditions by increasing the upper limit of controlling acquisition loans from 60% to 70% of the acquisition transaction price [1]. - The maximum loan term has been extended from seven years to ten years, providing more favorable financing conditions for acquisition transactions [1]. Group 2: Financial Impact - The measures are designed to alleviate the financial pressure faced by acquirers in large-scale and time-sensitive transactions, thereby better meeting the financing needs of mergers and acquisitions [1]. - Differentiated operational qualification requirements have been established for banks engaging in controlling and equity acquisition loans, emphasizing the assessment of the acquirer's debt repayment capacity [1].