Average Home Equity for Retirees in 2025: Surprising Insights Revealed

South Agency / Getty Images The total home equity held by Americans age 62 and older hit a record $14.39 trillion in mid-2025. Key Takeaways The median amount of home equity for adults age 65 and older is $250,000, up 47% from pre-pandemic levels. Housing wealth is many retirees' main asset. Almost one in three homeowners age 75 and older now carries a mortgage, triple the rate from 1998. The median mortgage debt is about $107,000 for that age group. If you're like many Americans, your house migh ...