海南：安居房购房满五年可上市交易或取得完全产权

Core Points - The Hainan Provincial Government has released the "Hainan Province Affordable Housing Management Measures," allowing buyers to apply for listing their affordable housing for trade after five years of holding the purchase contract [1] - The management measures provide comprehensive regulations on the planning, construction, allocation, and post-sale management of affordable housing [1] Group 1: Affordable Housing Management - The management measures specify that local housing security agencies have the right of first refusal when affordable housing is listed for sale [1] - Homeowners can receive 70% of the total sale price based on their ownership share when their affordable housing is sold or purchased by the housing security agency [1] - A formula for calculating the payment required to obtain full ownership of affordable housing has been established, allowing homeowners to apply for full ownership without payment after 15 years [1] Group 2: Eligibility and Conditions - The management measures include non-Hainan residents with a residence permit who have continuously renewed it for over two years in the affordable housing policy [2] - The conditions for applying for affordable housing have been optimized, including housing status and pension insurance contributions, with local governments given the authority to adjust application criteria [2] Group 3: Handling of Idle Housing Resources - Measures for dealing with idle housing resources have been clarified, allowing the government to repurchase unsold affordable housing after three rounds of sales if they remain unoccupied for over 12 months [2] - The government can repurpose these idle resources for other types of affordable housing or allow developers to convert them into market housing after paying relevant fees [2] Group 4: Development Progress - Since 2020, Hainan has started over 110,000 affordable housing units and sold over 50,000 units, with a remaining inventory of 60,000 units to meet local housing demand [2] - The development of affordable housing is transitioning from large-scale construction to a demand-oriented supply adjustment phase [2]