Two-Thirds of Americans Say You Need This Much To Be Successful

Core Insights - A 2025 survey by FlexJobs indicates that 64% of Americans associate financial success with earning at least a six-figure salary, with 49% defining success as an income between $101,000 to $250,000 [1] Local Cost of Living - The cost of living varies significantly by location, with Kansas City being 48.3% less expensive than New York City. To maintain the same quality of life, one would need to earn $100,000 in New York compared to $51,700 in Kansas City [3] Debt Considerations - Individuals with substantial debt, such as $100,000 in student loans, require a higher income to feel financially successful. A survey by Citizens Bank found that 64% of young adults define financial success as living debt-free [4] Importance of Savings - Wealth accumulation is more influenced by savings than income level. A person earning $50,000 and saving $10,000 can build wealth faster than someone earning $250,000 and spending nearly all of it. Financial freedom is achieved through investments and passive income [5] Personal Definition of Success - Financial success is subjective and varies based on personal values. The desire for flexibility and freedom often underlies the financial goals individuals set for themselves [6]