TikTok Investing Strategies That Will Actually Help Build Wealth in 2026, According to Experts

Core Insights - TikTok has evolved into a platform for practical investing advice, with strategies gaining millions of views that can help individuals build long-term wealth as they approach 2026 [1] Group 1: Diversification Strategies - Portfolio diversification is a widely discussed strategy on TikTok, confirmed by experts as a smart move to protect against market fluctuations [2] - Diversifying investments across multiple asset classes can manage risk and reduce the impact of single market events, with stocks and bonds being a good starting point [3] - A self-directed IRA offers additional control and flexibility, allowing investments in alternative assets like real estate and precious metals [4] Group 2: Dollar-Cost Averaging - Dollar-cost averaging (DCA) is gaining popularity as a strategy that allows regular investment of a fixed amount, regardless of market conditions [4] - This approach helps reduce emotional decision-making and the impact of market volatility, with many investors applying it to retirement contributions [5] - Consistent contributions to an IRA can potentially grow retirement savings into seven figures over decades in a tax-advantaged account [5] Group 3: Index Fund Investing - Index funds are becoming a dominant topic on TikTok, appealing to those who may not be skilled in stock picking, as they provide exposure to the entire market [6] - Investing in index funds automatically diversifies investments across various market sectors, alleviating the stress of selecting individual stocks [7]