A frugal Kentucky couple lives entirely on Social Security. But can you retire comfortably on benefit payments alone?

Core Insights - The article discusses the varying experiences of retirees living on Social Security benefits, highlighting the challenges and successes of different individuals [1][4]. Group 1: Individual Experiences - Jean Hullihan, a former intelligence analyst, receives $4,200 per month from Social Security after working in a high-wage industry and relocating to be near family [2]. - Sheri Makasini, who worked in the airline industry, faced instability and personal challenges, resulting in a lower income and selling her mobile home for only $12,000 [3][4]. Group 2: Social Security Context - Social Security was designed as a supplemental income source, not a complete replacement for working income, particularly during the Great Depression [5]. - The benefit calculation is progressive, meaning lower pre-retirement incomes receive a higher replacement rate [6].